MONEY THAT
LEAVES A TRAIL
Nothing is generated from nowhere. Wages come from employers, prices come from the businesses that set them, and every movement is written down.
Accounts and institutions
Personal and company
An account carries a balance, a plan and optionally a card. Companies hold their own, kept separate from their owners’.
The digital wallet
Pay by alias — a short handle that reveals nothing else about you. Requests expire if nobody answers them. Your PIN is readable by no one, staff included.
Including the failures
Every movement records who, why, through which channel, and whether it settled. Failed payments stay visible, marked as failed.
Banks answer for their reserves
Charter types run from central and treasury through private banks to exchange authorities and deposit insurance. A bank can be active, suspended, closed, or placed under administration — and which one it is, is public.
Nine kinds of licence
| Licence | What it permits |
|---|---|
| General business | The baseline charter every company needs to trade. |
| Food service | Preparing and selling food and drink to the public. |
| Private security | Guarding property and people for hire. |
| Transport | Moving goods or passengers commercially. |
| Banking | Holding deposits and issuing credit. Heavily conditioned. |
| Media | Publishing and broadcasting. |
| Real estate | Dealing in property. |
| Manufacturing | Producing goods at scale. |
| Private healthcare | Treatment outside the public hospitals. |